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Set for Life

Customers told us the things they dislike most insurance. We listened and created.

Tailored Cover

We guarantee at your next renewal, you'll get the same or an even better price.

Individual Life Assurances

  • Policy terms between 8 to 40 years
  • Sum Assured plus accrued bonuses (if declared) payable either at maturity or earlier death     
  • Premium depends on Sum Assured
  • Endowment Assurance is issued either with or without Bonus 
  • Where applicable, the bonus rate is a standard 1% p.a. payable at maturity
  • Policy Terms are either 12, 15, 18 or 24 years
  • Survival Benefits paid out in instalments
  • The death benefit at any time during the term of the policy is the full Sum Assured plus accrued bonus.
  • Premium rate depends on the Sum Assured and the bonus of 1% p.a. is paid with the last instalment
  • An education product with three options. Under option 1, the full sum assured and accrued bonuses are paid in one lump sum at maturity. Option 2 has the premium paying term and benefit payment term. At the end of the premium paying term, the sum assured and accrued bonuses are paid in equal instalments of four or six years as desired.
  • Option 3 provides annual and equal anticipated benefits during the policy term, and the sum assured is paid in four equal instalments commencing four years to maturity. The accrued bonus of 1% p.a. is paid together with the final instalment
  • All future premiums are waived on the death of the life assured and benefits remain as original, while on the death of the beneficiary a substitute beneficiary can be introduced or all premiums paid can be refunded to the policyholder.
  • The policy term ranges from 6 to 20 years
  • Policy term from 6 to 15 years
  • Benefit is only paid at the maturity date.  If the Life assured    (parent/guardian) dies prior to this date, further premium payments are waived
  • Bonus is 1% p.a. paid at maturity and premium depends on the Sum Assured
  • Premiums are either paid throughout life or are limited to a selected     number of years.
  • Benefits (Sum Assured plus accrued Bonuses) are paid only at the death of the Assured.
  • Whole Life Assurance is issued either with or without Bonus 
  • Where applicable, the bonus rate is a standard 1% p.a. payable at maturity
  • Premium payable for a term of between 10 and 25 years.
  • Benefits are only payable where death occurs during the term of the Assurance
  • Where payment is made, bonus is calculated at 1% p.a. and premium depends on the Sum Assured 
  • No maturity benefit is payable
  • Policy Covers the interest of the lender and is on a decreasing term assurance basis
  • Benefits are paid to the lender on death of the policy holder

Amounts payable reduces by an equal amount each year until there is nothing payable at the end of the term.

  • Premium normally ceases 2/3 years before the end of the term.
  • This product has no bonus
  • This is a combination of the anticipated endowment and whole life assurances
  • Premiums are paid for the selected terms, either 15,20, or     
  • 25 years.
  • Benefits are paid as follows:-  
  • Instalments every five years e.g. 15 years at the rate of 25:25:50
  • 100% Sum Assured plus Bonus of 1% p.a. on death at any time.
  • Designed to cover the family as a unit i.e. cover extends to  `both parents and up to 4 children.
  • 50% of the Sum Assured is paid at the death of the any of the parents whilst 25% is paid at the death of any child.
  • At maturity of the policy, (terms range from 10 to 30 yrs) the Sum Assured plus accrued bonuses of 1% p.a. become payable.

Group Life Assurances

  • The aim of the cover is to help employers or groups alleviate the financial distress that might befall the dependants of employee/group members upon his death.
  • The policy covers death from any causes on a 24 hour basis provided; the employee is still in the payroll of the employer.  
  • Benefits will be based on multiple of salary say – 3 years’ salary or be on flat basis i.e. Kshs. 500,000 per person. 
  • The rating of the scheme is based on group data provided  by the employer
  • Medical examination may be required for cases which are above the Free Cover Limit i.e. an agreed threshold of sum assured which may require underwriting. Where medical is required the cost will be borne by the company
  • Lala Salama is designed to cover the immediate funeral expenses incurred
  • Benefit (normally a pre-selected amount) is paid within a stipulated time (e.g. 72 hours )  after notification of death.
  • No bonus
  • The product is suitable for any financial institution or microfinance institution that is engaged in  Asset Financing
  • The plan will ensure that any person advanced an amount by the institution is automatically given a life cover. The cover is usually on reducing balance paying mainly the outstanding loan balance. Often times the terms range from months to a few years, say three to four


  • Normally offered to Co-operative Societies or banks and covers any outstanding indebtedness a member or customer may have had at the time of death.
  • No bonus
  • The group mortgage as the name suggests offers mortgagees cover to protect their mortgage outlay. Mortgages  are taken for long term and  it is imperative   that a proper mortgage plan is put in place. The plan   is mainly arranged by banks or financial institutions that give mortgages.  Specific arrangements may be made with employers and a financial institution. Specific premium rates and level of Free Cover Limit will be agreed on under the arrangement. The lender simply has to refer the client to Corporate to have the cover affected.  


  • No bonus


Premium rates are designed to take into account the long term nature of these contracts

Corporate Insurance Company

    Corporate Insurance Company

      Corporate Insurance Company

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        Speed of claim settlement is the hallmark true litmus….test of a Good Insurer who cares for the Insured when the unfortunate need arises and Corporate Life Insurance deserves to be in the A+ category

        Mr. Rajesh Padavala